Voluntary Lifestyle Benefits

CenturyLink offers a broad range of voluntary (employee-pay-all) benefit programs that allow you to get benefit information and enroll in products that meet your specific needs. By enrolling on a group basis, you have access to the following group purchasing discounts and underwriting advantages that in many cases are not available to you in the individual market. A menu of voluntary benefit plans offered are summarized below.

855.720.9930

Auto and Home Insurance:  Feel secure knowing that you have MetLife Auto & Home® protecting your most important assets. You will have access to licensed professionals who can help you choose the coverage that is best for you - while making sure that you qualify for the maximum discounts available as a group customer. PLUS, you'll be comfortable knowing that you have 24/7 access to claim representatives empowered to make real-time decisions when you need them. Call today at 888.671.4270 (option 1) to find out for which discounts and Group benefits you may qualify or go to https://mybenefits.metlife.com for free, online auto insurance quotes, additional information or to enroll. Guaranteed coverage available any time you choose to enroll.

Accident Insurance

Accident insurance can help cover the out-of-pocket costs if you are injured in a covered accident. The plan pays benefits for injuries and accident-related expenses including hospitalization, emergency room treatment, physical therapy, transportation, lodging for family, and more.

  • Coverage is guaranteed-issue — no health questions or physical exams required.
  • Benefits are paid for accidents that occur on or off the job so you have 24-hour coverage.
  • You can also elect coverage for your spouse and children.
  • Coverage is portable — you can take your policy with you if you change jobs or retire.

The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may effect any benefits payable.

Critical Illness Insurance

Critical illness insurance pays a lump sum benefit directly to you if you are diagnosed with a covered condition. You can use this money however you choose to help pay for out-of-pocket medical costs or day-to-day living expenses.

Covered conditions include heart attack, stroke, major organ transplant, end state renal failure, and coronary artery bypass surgery. Cancer and carcinoma in situ coverage may also be available as an optional rider.

  • Coverage is guaranteed-issue — no health questions or physical exams required.
  • You may also elect coverage for your spouse and children.
  • The plan includes a Wellness Benefit, which pays $75 per insured per calendar year if a covered health screening test is performed (blood test, stress test, colonoscopy, mammogram, etc.).
  • Coverage is portable — you can take your policy with you if you change jobs or retire.

The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may effect any benefits payable.

Long-Term Care Insurance

Pays benefits for expenses incurred if you experience a period of long-term care.

Universal Life Insurance

Universal Life insurance is permanent life insurance that offers two benefits in one — a death benefit and living benefits for long-term care. It's designed to math your needs as they change throughout your lifetime.

  • Coverage is guaranteed-issue — no health questions or physical exams required.
  • You choose the amount of coverage and premium that best fits your needs and budget.
  • You may also elect coverage for your spouse, children, and grandchildren.
  • Coverage is portable — you can take your policy with you and pay the same premium, even if you change jobs or retire.

The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may effect any benefits payable.

Legal Plan

The legal plan gives you access to participating attorneys who can help with a variety of covered legal services, including:

  • Purchase or sale of a home
  • Wills and estate planning
  • Family law matters
  • Debt matters
  • Immigration assistance
  • Identity theft

The plan offers unlimited telephone and office consultations, and covered services provided by participating plan attorneys are not subject to deductibles, copays, waiting periods, or claim forms.

Veterinary Pet Insurance

With veterinary pet insurance, you can stop worrying about the ever-increasing costs of you pet's medical care. Your pet will be covered for more than 6,400 medical problems and conditions at any licensed veterinarian nationally.

Allstate Cancer Program

Supplements your health plan coverage by providing cash to help pay daily living expenses (e.g., care payments, groceries, utilities, and more).

Payroll Purchasing

The payroll purchasing program gives you the ability to purchase products such as TVs, computers, washers and dryers, refrigerators, and other major household appliances through payroll deduction. Budgeting is easy with manageable payments over 12 months, and with payroll deduction, you won't risk missing a payment. Spending limits are based on your eligibility as determined by Purchasing Power.

Smart Savings Discount Mall

The Smart Savings Discount Mall allows you to shop 24/7 online or find local merchants and enjoy discounts on apparel, accessories, automotive, beauty, books, computers, entertainment, flowers, home and garden, gifts, and more. Merchants include 1800Flowers, Barnes & Noble, Walt Disney World, Hotels.com, and Dell.

NOTE:  This summary is not legally binding, is not a contract, and does not alter any original plan documents.

MetLife Defender Identity Theft

Help protect you from theft and online risks by securing personal data and other vital information.

Purchasing Power (eligible after six months of employment)

Gives you the ability to purchase products such as TVs, computers, washers and dryers, furniture and more through payroll deduction.

BenefitHub Discount Marketplace

Gives you access to restaurant promotions, gym memberships, Groupon deals, tickets to sporting events, concerts, theatres, movies, theme parks and thousands of local offers.

Will Preparation Service - except Texas residents (available at any time)

If you have Group Supplemental Life Insurance coverage, this service enables you to have a will prepared for you and your spouse/domestic partner free of charge or at reduced cost.

Probate Service - except Texas (available at any time)

If you have Group Supplemental Life coverage, this service pays benefits for probate services after your death.

 


Important Note:  This program is not a Company-sponsored plan or benefit. It is not a plan covered under the federal law known as "ERISA." The Company has simply chosen to allow this vendor to make its programs available to CenturyLink employees, but please be advised that this is a voluntary program and only you can decide whether the benefits provided by this program are appropriate for you and your family. You are encouraged to research all suitable alternatives and consult with your personal advisors. The Company is not able to provide you with advice regarding the program. Your participation is your decision, completely voluntary, and at you own expense.